Crackdown on whiplash claims could knock £40 off car insurance bills

Ministry of Justice announces plan to tackle ‘toxic’ compensation culture by making it much tougher to win payouts


Millions of motorists could see their car insurance bills cut by £40 a year, the government says, after it announced a crackdown on the “epidemic” of exaggerated and fraudulent whiplash injury claims.

The Ministry of Justice (MoJ) proposals would make obtaining a payout much tougher and, according to insurers, will end the UK’s status as the whiplash capital of the world. The proposals are intended to stamp out a “toxic” compensation culture that has pushed up motor premiums, led to consumers being bombarded with nuisance text messages and calls, and put additional pressure on the NHS.

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