Planning a staycation? The need for travel insurance can really hit home

OK, so you don’t need medical cover. But what if you have to cancel? Taking out a policy for a UK holiday could make sense, writes Linda Harrison

As the school holidays start not everyone is heading for the airport – many holidaymakers will be exploring the UK over the summer months.

But while we are generally clued up about our rights if a plane is cancelled or a package tour goes wrong, we don’t tend to think twice about the problems we might face on a break in Cornwall or the Cotswolds.

Related: Our holiday checklist: find the best deals for your wallet

Many people assume it is an unnecessary expense in the UK. Less than half bother to take out cover

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