Exclusions that are part and parcel of Hermes’s T&Cs

It won’t pay up although I had insurance for a lost pair of ‘glass’ binoculars (which were plastic)

Hermes is refusing to pay compensation after losing a £169 pair of binoculars. It says that under its terms and conditions, they are excluded because they are made of glass – even though I insured them to the value of £120. I can understand withholding a payout for breakage of glass but not if they were lost. In any case, they have a plastic lens! SM, London

Hermes’s T&Cs absolve it of liability if it loses a number of goods including musical instruments, chinaware, furniture, food – and human remains. As you say, fragile items are more likely to get damaged in transit and therefore could more logically be excluded from payouts, but a pair of binoculars is no more likely to go missing than a box of books.

Continue reading...

Related Posts :

0 Response to " Exclusions that are part and parcel of Hermes’s T&Cs "

wdcfawqafwef