Why is my insurance more due to other drivers’ mistakes?

I have a clean licence and big no claims – but my premium has gone up to nearly £2,000

A driver, who was on the phone, hit my new car from behind seven months ago. Then, three weeks ago, I was struck on a roundabout by an Estonian lorry driver who had misunderstood the right of way.

I have been driving for 31 years, have a clean licence and maximum no claims. My renewal is due and the quote from One Call has risen from £476 last year to £1,882.

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