'I'm 90 and my car insurance soared to more than £2,000'

Peter Newton’s premium leaped but, unlike Prince Philip, he hasn’t had a crash. Are older drivers being ripped off?

Peter Newton is 90, fit and healthy. He drives about 10,000 miles a year, at times criss-crossing the country from Sussex to Scotland. He has a 10-year no-claims record and, last year, passed a voluntary driving assessment with the Royal Society for the Prevention of Accidents (Rospa) with flying colours. So why did his insurer, Saga – a specialist for older drivers – dramatically increase his premium at renewal from £717 to £2,033 in December?

Newton, who worked in the motor trade for much of his life, was so shocked he thought it was a printing mistake. On contacting Saga, he was told it would cut the premium to £1,175, but offered no explanation as to why it had asked for more than £2,000, or why he was still expected to pay 64% more than the year before.

It could be a good idea for drivers like me to be retested

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