We got a sinking feeling as Bradford & Bingley cancelled our home insurance

Mid contract, it told us we were now ‘unacceptable’

We have paid Bradford & Bingley about £600 a year for our buildings and contents insurance since we bought our little terraced house 12 years ago, and renewed again last April. We then got a call from the insurer out of the blue to say it was discontinuing the cover in nine days because its underwriters, Legal & General, had said it was “unacceptable” to keep insuring us.

We think it may be because we made two claims over the past four years to repair cracking caused by visible, but not overly serious, subsidence.

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