I was involved in a minor shunt while driving more than two years ago. It was my fault so I notified my insurer, NatWest, and was told it would settle with the other driver’s insurer.
Months later, I received a letter informing me a county court judgment (CCJ) had been made against me for an unpaid insurance claim of £10,000. This was the first I had heard about the debt or the court case.
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