How middle-aged men in Lycra are boosting the need for cycle insurance

When you own a high-spec bike and shell out for all the equipment that goes with it, there’s a lot of money at stake

Britain’s love affair with two-wheeled transport is soaring, with huge increases in the sale of bikes. The rise, in large part, is down to the 2012 London Olympics and the Yorkshire start to the Tour de France last year. Figures from Lloyds bank last week suggested that bikes (and cars) topped the list for purchases using personal loans, ahead of the usual home improvements.

But if you have invested in a bike should you bother to insure it, or is it a waste of money?

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