Families Face Tough Decisions As LTC Costs Soar

—Doris Ranzman had followed the expert advice, planning ahead in case she wound up unable to care for herself one day. Even with insurance and her Social Security check, Ranzman still had to come up with around $4,000 every month to cover her care in the Amsterdam Nursing Home in Manhattan. The median bill for a private room in a U.S. nursing home now runs $91,000 a year,...

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